About personalCFA.com — AI Financial Statement Analysis & Equity Research Platform
personalCFA.com is an AI-driven platform that combines CFA Institute methodology with large language models to deliver institutional-quality equity research, fair value analysis, and financial statement evaluation — from any PDF, in any currency.
What is Financial Statement Analysis?
Financial statement analysis evaluates a company's income statement, balance sheet, and cash flow statement to assess financial health — computing liquidity ratios, solvency metrics, profitability ratios, and efficiency indicators.
What is Equity Research?
Equity research analyses a company's financial performance, competitive position, and intrinsic value using DCF, DDM, FCFF, FCFE, and Graham Number models to support investment decisions.
What is Fair Value Analysis?
Fair value analysis determines intrinsic worth of equity using valuation models with country-specific discount rates, two-stage DCF for high-growth markets, and multiple triangulated models.
Our Mission
To democratize professional-grade financial statement analysis and equity research — making it accessible, affordable, and instant for everyone from individual investors to large institutions.